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Secure Coverage

Your Healthcare, Your Way.

(864) 326-5911

About Secure Coverage

Secure Coverage offers high-quality, affordable health insurance coverage for individuals, families and businesses of all sizes. Secure Coverage puts healthcare back in your hands, allowing you to guide your own health insurance choices.
Your Healthcare, Your Way.

Competitive

For those who do not have access to large group plans or find the state health insurance marketplace increasingly unaffordable, Secure Coverage offers the assurance of true 80/20 coverage, extensive in-network provider access, and low premiums and deductibles.

Choices

In addition to our suite of world-class, top-rated health insurance products, Secure Coverage is also proud to offer Term and Whole Life insurance, Cancer and Heart Indemnity policies, Dental & Vision coverage, and At-Home Recovery solutions.

Excellence

Secure Coverage offers health insurance exclusively from companies earning an A-rating from AM Best and Standard & Poors, agencies that rate insurance companies based on their financial stability. Furthermore, we only represent companies with a A-rating with the Better Business Bureau and a history of great customer service with the state Departments of Insurance.

Products

While all of our health insurance products work well individually, they work best when used in combination. Secure Coverage provides three primary layers of health coverage:

Layer 1: Catastrophic Illness

The Catastrophic Illness policy provides true 80/20 coverage with deductibles ranging from $1,000 to $5,000.

Layer 3: Hospital Indemnity

The Hospital Indemnity is the deductible-free indemnity benefit of your policy. In the world of insurance, this is money paid directly to you, not the hospital or doctor. In this way, you control how your healthcare dollars are spent. All the benefits here are what we call “first dollar benefit”. This means that it pays as soon as you need it without having to wait to satisfy a deductible.

Layer 2: Accidents

The Accidents policy provides true 80/20 coverage with deductibles ranging from $500 to $2,000.

Additional Layers

Additional layers of insurance protection may include Cancer and Heart Indemnity policies, Dental & Vision coverage, and At-Home Recovery Solutions.




Products

While all of our health insurance products work well individually, they work best when used in combination. Secure Coverage provides three primary layers of health coverage:

Layer 1: Catastrophic Illness

The Catastrophic Illness policy provides true 80/20 coverage with deductibles ranging from $1,000 to $5,000.

Layer 2: Accidents

The Accidents policy provides true 80/20 coverage with deductibles ranging from $500 to $2,000.

Layer 3: Hospital Indemnity

The Hospital Indemnity is the deductible-free indemnity benefit of your policy. In the world of insurance, this is money paid directly to you, not the hospital or doctor. In this way, you control how your healthcare dollars are spent. All the benefits here are what we call “first dollar benefit”. This means that it pays as soon as you need it without having to wait to satisfy a deductible.

Additional Layers

Additional layers of insurance protection may include Cancer and Heart Indemnity policies, Dental & Vision coverage, and At-Home Recovery Solutions.




Your Agent

As your personal representative, I am here to assist you with claims, reimbursement and policy questions as they arise. This is the benefit of having a dedicated agent. Please do not hesitate to utilize my staff and me as a resource. We're happy to help you with all of your health insurance needs!

Walter Horin, Jr.

Your Agent

 

Walter has an extensive healthcare background, having spent much of his career in sales and marketing for the pharmaceutical and health insurance industries.

A graduate of the U.S. Military Academy at West Point, NY and a former U.S. Army officer, Walter directed his leadership and operational skills towards business and entrepreneurship. He successfully owned, operated and sold a number of businesses during his career.

Given his significant knowledge and established relationships in the healthcare industry, Walter's health insurance practice is consultative and client-centered, applying his diverse skills to the dynamic and complex healthcare marketplace.

In his spare time, Walter enjoys fishing, boating, hiking, tennis and gardening with his wife and 4 kids.